• Meet Our Team
  • Advertise on SCDN
  • Frequently Asked Questions
  • Contact Us
Thursday, June 26
Scioto County Daily News
  • Login
  • Register
Subscribe For $1/week
  • Public Safety
    police ppd banner

    Grace Under Pressure: Portsmouth Police Calm Chaos at Marathon Without Making Arrest 

    CASA Program Cut: What Happens to Scioto County’s Foster Kids Now? 

    Sheriff sticker

    🚨 Busy Wednesday in Scioto County: Medical Runs, Burglaries, Fires, and Road Woes Keep First Responders on the Move 🚓🚑🔥 

    Naked Woman

    📱Nude Nightmare: Woman Targeted in Vicious ‘Revenge Porn’ Attack by Ex 

    Family’s Clash with Scioto County Deputies Sparks Allegations of False Charges and Legal Missteps 

    New Dog Bite Law Could Strain Already Maxed-Out Scioto County Shelter and Court System 

    Busted Arrests Portsmouth Scioto County Mugshots

    Busted! 06/26/25 New Arrests in Portsmouth, Ohio – Scioto County Mugshots

    Cocaine-Fueled Dog Attack Shakes Scioto County: The Drug Crisis Hits the Shelter Hard 

    Troubled Bad Youth Kids

    RUNAWAYAS FROM AREA GROUP HOME PROMPT GUN THREATS AND MANHUNT

    police investigation

    Police Investigate Two Disturbing Child Abuse Reports 

    🚨 BACK FROM THE BRINK: Hero Cop Revives Overdose Victim with Narcan  

    Man pants down

    Man Drops Pants in Front of Kids Outside Burger King  

    Sheriff sticker

    🚨 Scioto County 911 Roundup – June 24, 2025 🚨 

    Busted Arrests Portsmouth Scioto County Mugshots

    Busted! 06/25/25 New Arrests in Portsmouth, Ohio – Scioto County Mugshots

    🚨 Another ATV Crash Leaves Woman and 4 Kids Injured 🚨

    good cops

    Above and Beyond: Portsmouth Police Step In to Help the Vulnerable 

    “I Don’t Want to Go Home”: Teen Walks into Jail Seeking Help in Custody Dispute 

    🚨 Burglars in the Floor? Deputies Called to Camper Crawlspace Conspiracy 🚨 

    Summer Danger: Drowning Call Highlights Importance of Water Safety for Children 

    naked

    Naked Woman Arrested in Tracy Park 

  • Lawrence County
  • Politics

    Cathy Coleman Still Fighting: Family Shuts Down Hospice Rumors, Says Recovery Still Underway

    County May Tap Opioid Settlement Funds to Finish MARCS Tower Project 

    Cathy Coleman

    ‘Small Steps, Big Faith’: Commissioner Cathy Coleman Edges Closer to Recovery 

    ‘Praise God!’: Commissioner Cathy Coleman Shows Remarkable Progress After Harrowing Weeks

    Cathy Coleman

    Cautious Hope and Harsh Realities: New Details Emerge on Commissioner Cathy Coleman’s Condition 

    Scioto County Commissioners Cancel This Week’s Meeting 

    Robert Horton

    Sudden Twist: Horton Court Dates Scrapped Ahead of Trial 

    ‘A Sign of Hope’: Commissioner Cathy Coleman Shows Small Improvements Amid Ongoing Critical Condition 

    Recorder Gary Jenkins

    Scioto County Recorder Gary Jenkins Unveils New Office Website 

    Staggering 236 Recovery Houses in Area — and the Fight for Reform Faces Pushback 

    Cathy Coleman

    Community Urged to Pray For Cathy Coleman as Family Faces Devastating Update 

    Scottie Powell

    Commissioner Scottie Powell on Trans Sanctuary Resolution: “Symbolic, Not Substantive” 

    Cathy Coleman

    Update from the Scioto County Commissioners on Commissioner Cathy Coleman 

    What Did Portsmouth’s LGBTQ+ Sanctuary Resolution Really Say? 

    Portsmouth Rehab

    Portsmouth Rejects LGBTQ+ Sanctuary City Status in Heated Council Vote 

    Cathy Coleman

    It’s a Miracle! – Scioto County Rallies Around Commissioner Cathy Coleman After Medical Crisis Turnaround 

    Scioto County Rallies in Prayer for Commissioner Cathy Coleman After Tragic Crash 

    Risky Business? City Wants to Sell $4.5 Million in Bonds

    Portsmouth LGBT Sanctuary City Proposal Scrapped – New Resolution Coming

    Portsmouth Council Takes First Step Toward Homelessness Task Force 

  • Feel Good

    BREAKING: Commissioners Make Shocking Decision—Halloween to Remain on Halloween 

    Escape to the Hills: A Summer Reading List Set in Appalachia 

    Scioto County Champs: Lady Trojans and Word Wizards Bring Home the Gold 

    “I Held Those Keys Tight” — One Man’s Harrowing Journey from Addiction to Hope 

    Three girls in quinceañera dresses stand beside one another. The one in middle has a gold dress while the other two wear pink.

    Tips for Selecting the Color of a Quinceañera Dress

    The Day the Streak Ended: Lakers’ 1987 Record Broken

    An angler standing at the edge of a lake just after sunset with three fishing rods resting on the ground next to him.

    Night Fishing: Who Is It for and How Do You Start?

    good cops

    Cops Rescue Lost Man 

    good cops

    Kid Misses Bus, Deputy to the Rescue 

    A group of people stands outside with their arms in the air. They hold their hands together, making a pyramid shape.

    Hidden Gems: Community Strategies for Mental Wellness

    good cops

    Man Says He’s Trapped in Armory 

    Good Samaritan 2

    Good Neighbor and Officer to the Rescue 

    Portsmouth Flood Wall Stars

    Meet the New Flood Wall Stars! 

    A bearded man is sitting on the floor and comforting his dog in a wheelchair. The dog has his ears pinned back.

    Training Tips To Help Your Dog Get Used to Their Wheelchair

    U.S. housing market

    Tips for Making Your New House Feel Like a Home

    The Best Freshwater Fish To Catch This Summer

    The Best Freshwater Fish To Catch This Summer

    A man approaching the bowling lane with a red bowling ball as his three friends in the background cheer him on.

    How Bowling Can Improve Your Mental Health

    good cops

    Lost Kid Calls Cops for Help 

    Backyard camping

    Backyard Adventure: Unforgettable Family Camping

    Sunshine or Snowflakes: Which Season Wins America’s Heart?

  • Obituaries
    Walter Ronald Kidd

    Walter Ronald Kidd, 89 of Xenia

    Lois Helen Friend

    Lois Helen Friend, 76 of Lucasville

    Patricia Ann Holland

    Patricia Ann Holland, 93 of Waverly

    Marsha Faye Gammon

    Marsha Faye Gammon, 72 of Wheelersburg

    Janet Sue Perkins

    Janet Sue Perkins, 79 of Ashland

    Barbara Williams

    Nancy L. Pistole, 85 of West Portsmouth

    Charles Lloyd Smith

    Charles Lloyd Smith, 84, of Portsmouth

    Maxine Ballard

    Maxine Ballard, 84, of South Point

    David Paul Kidder

    David Paul Kidder, 57 of West Portsmouth

    Carolyn Sue Reeder,

    Carolyn Sue Reeder, 75 of Portsmouth

    Dorothy Jane Pistole

    Dorothy Jane Pistole, 64 of Portsmouth

    Barbara Williams

    Mary Meretia Robertson Wolfe, 87, of Londonderry, OH

    Patricia Louise Coburn

    Patricia Louise Coburn 99 of Portsmouth

    Nora Ellen Easter

    Nora Ellen Easter, 97 of Friendship

     Deborah Sue ‘Susie’ Dingus

     Deborah Sue ‘Susie’ Dingus, 74 of Portsmouth

    Mary Ada McClaskey

    Mary Ada McClaskey, 78 of Port Saint Lucie

    Freddie L Hodge

    Freddie L Hodge, 75 of Portsmouth

    Willa Mae Parker

     Willa Mae Parker Ivory, 91 of Portsmouth

    Cynthia Darby Royster

    Cynthia Darby Royster, 70, of Wheelersburg

    William McGinnis

    Noah Hall, 54 of Lucasville

  • More News
    • All News
    • Arts & Entertainment
    • Education
    • Economy
    • Food & Drinks
    • Local Business
    • National
    • Opinion
    • Regional
    • Strange But True
    • Trending
No Result
View All Result
Scioto County Daily News
No Result
View All Result
  • Login
  • Register
Scioto County Daily News
No Result
View All Result

What Are the Key Considerations When Dealing with Car Accident Claims Involving Multiple Vehicles?

NicoleTaylor by NicoleTaylor
6 months ago
in Public Safety
ShareTweetEmail

Multi-vehicle accidents on the highway can be devastating, involving several cars and resulting in severe injuries and property damage. If you’re ever involved in such an accident or know someone who is, it’s essential to understand the next steps. These complicated situations require careful attention to detail and a thorough understanding of the claims process. 

It’s essential to prioritize safety, seek medical attention, gather evidence, and consult with an experienced injury lawyer to ensure fair compensation. Understanding your rights and taking the right actions can make a significant difference in the outcome of your claim.

Why Are Multi-Vehicle Accidents More Complicated?

A multi-vehicle accident sometimes called a pile-up or chain-reaction crash, is when three or more vehicles are involved in a collision. These accidents can happen in many ways, but they often occur when one crash causes another, and then another, like a domino effect on the road.

RELATED POSTS

Grace Under Pressure: Portsmouth Police Calm Chaos at Marathon Without Making Arrest 

🚨 Busy Wednesday in Scioto County: Medical Runs, Burglaries, Fires, and Road Woes Keep First Responders on the Move 🚓🚑🔥 

📱Nude Nightmare: Woman Targeted in Vicious ‘Revenge Porn’ Attack by Ex 

Multi-vehicle accidents are trickier to deal with for a few reasons:

  • It’s harder to figure out who caused the accident.
  • More people are involved, which means more insurance companies to deal with.
  • The damages can be more severe and spread across multiple vehicles.
  • Figuring out who pays for what can be like solving a complicated math problem.

Now that we understand what we’re dealing with, let’s look at the key things you need to consider when handling these types of claims.

Key Considerations When Dealing with Multi-Vehicle Car Accident Claims

1. Determining Fault

One of the biggest challenges in multi-vehicle accidents is determining who caused the accident. This is important because it affects who has to pay for the damages and injuries.

To figure out who’s at fault, investigators look at things like:

  • Police reports
  • Witness statements
  • Photos and videos of the accident
  • The damage to each car
  • Road conditions at the time of the accident

Sometimes, more than one person might be at fault. This is called “shared fault,” and it can make things even more complicated.

2. Dealing with Multiple Insurance Companies

When multiple cars are involved in an accident, you might have to talk to several insurance companies. This can be confusing and overwhelming.

Here are some tips to help:

  • Be careful what you say – anything you tell them could be used against you
  • Don’t accept the first offer they make – it’s usually too low
  • Keep good records of all your conversations with insurance companies
  • Consider getting help from a professional, like a lawyer

If you’re having difficulty finding a lawyer, you can use resources like ServeTheInjured, an injury law firm directory that can help you find the right legal help. Having a lawyer on your side can make a big difference in complicated cases like these.

3. Gathering Evidence

In a multi-vehicle accident, evidence is super important. The more evidence you have, the easier it is to prove what happened and who’s responsible.

If you’re ever in a multi-vehicle accident, try to gather:

  • Photos of all the cars involved
  • Contact information for all drivers and witnesses
  • A copy of the police report
  • Medical records if you’re injured

Remember, safety comes first. Only collect evidence if it’s safe to do so.

4. Understanding Insurance Coverage

Different types of insurance might come into play in a multi-vehicle accident. It’s important to understand what kind of coverage each person involved has.

Some common types of insurance include:

  • Liability insurance (covers damage you cause to others)
  • Collision insurance (covers damage to your car)
  • Personal injury protection (covers your medical bills)
  • Uninsured/underinsured motorist coverage (helps if someone doesn’t have enough insurance)

Knowing about these different types of insurance can help you understand what kind of compensation you might be able to get.

5. Dealing with Injuries

Multi-vehicle accidents often cause more serious injuries because there are more cars involved and the crashes can be more violent.

Some common injuries include:

  • Whiplash
  • Broken bones
  • Head injuries
  • Cuts and bruises
  • Back and neck injuries

It’s important to get medical help right away, even if you don’t think you’re badly hurt. Some injuries don’t show up right away.

6. Time Limits for Filing Claims

There’s a time limit for how long you have to file a claim after an accident. This is called the statute of limitations.

If you wait too long to file your claim:

  • You might not be able to get any money for your injuries or damages
  • Evidence might disappear or be harder to find
  • Witnesses might forget important details

It’s important to start working on your claim as soon as possible after the accident.

7. Understanding Comparative Negligence

In some cases, more than one person might be partly responsible for the accident. This is called comparative negligence.

Under comparative negligence:

  • Each person is assigned a percentage of the fault
  • The amount of money you can get is reduced by your percentage of fault
  • In some places, if you’re more than 50% at fault, you might not be able to get any money at all

This can make multi-vehicle accident claims even more complicated.

8. The Importance of Police Reports

Police reports are really important in multi-vehicle accidents. They provide an official record of what happened.

A police report usually includes:

  • A diagram of the accident
  • Statements from drivers and witnesses
  • The officer’s opinion on what caused the accident
  • Information about road and weather conditions

Make sure to get a copy of the police report for your records.

9. Dealing with Property Damage

In multi-vehicle accidents, there’s often a lot of damage to cars and other property.

Here are some tips for dealing with car damage:

  • Get multiple estimates for repairs
  • Don’t let the insurance company pressure you into using their preferred repair shop
  • Keep all receipts for repairs and rental cars
  • Take pictures of the damage before repairs are made

10. Seeking Legal Help

Because multi-vehicle accidents are so complicated, it’s often a good idea to get help from a lawyer who knows about these kinds of cases.

Please Support This Local Business

A lawyer can:

  • Help you understand your rights
  • Deal with insurance companies for you
  • Make sure you don’t miss important deadlines
  • Fight to get fair compensation for your injuries and damages

Remember, many lawyers offer free consultations, so you can talk to them before deciding if you want to hire them.

Avoiding Pitfalls in Multi-Vehicle Accident Claims

When dealing with multi-vehicle accident claims, stay calm and organized by keeping all documents, including police reports and medical records, in one place. Communicate clearly with insurance companies, providing nec

essary information and responding immediately to requests. 

Don’t acc

ept the first settlement offer without reviewing it carefully and considering whether it covers all expenses, including medical bills and car repairs – you have the right to negotiate for a fair settlement.

Conclusion

Dealing with car accident claims involving multiple vehicles can be challenging. There are lots of things to think about, from figuring out who’s at fault to dealing with insurance companies and injuries. By understanding these key considerations, you’ll be better prepared if you ever find yourself in this situation. Remember, safety always comes first, and don’t be afraid to ask for help if you need it.

 

Tags: differentLawopinionPolicesafety
Please Support This Local Business

TRENDING NOW

Busted Arrests Portsmouth Scioto County Mugshots

Busted! 06/20/25 New Arrests in Portsmouth, Ohio – Scioto County Mugshots

June 20, 2025
Scioto County Grand Jury Indictments

13 New Scioto County Grand Jury Indictments

June 20, 2025
Busted Arrests Portsmouth Scioto County Mugshots

Busted! 06/19/25 New Arrests in Portsmouth, Ohio – Scioto County Mugshots

June 19, 2025

Train Trouble: Duo Busted for Late-Night Trespass in Rail Yard 

June 19, 2025
Angry Woman

Late, Loud, and Locked Out: Mom Trespassed After Dental Office Meltdown Over Tardiness 

June 19, 2025

ABOUT US

We are a grassroots team of local journalists on a mission to give our community up-to-the-second news and events for Southern Ohio, Northern Kentucky, and Western West Virginia. We believe progress inspires change and we believe our reporting has become the front-lines of Portsmouth, Ohio's comeback.

CATEGORIES

  • Arts & Entertainment
  • Casino
  • Economy
  • Education
  • Feel Good
  • Food & Drink
  • Local Business
  • National
  • Obituaries
  • Ohio
  • Opinion
  • Politics
  • Public Safety
  • Regional
  • Strange But True
  • Video

AREAS SERVED

  • Portsmouth
  • Wheelersburg
  • Minford
  • Waverly
  • Friendship
  • Ironton
  • West Union
  • Piketon
  • Coal Grove
  • South Point
  • Vanceburg
  • Grayson
  • South Shore
  • Greenup
  • Raceland
  • Ashland

SITE SEARCH

No Result
View All Result
  • About Us
  • Advertise
  • Contact Us
  • Frequently Asked Questions
  • Privacy Policy
  • Terms of Service

© 2025 Scioto County Daily News. All Rights Reserved.

No Result
View All Result
  • Login
  • Sign Up
  • Home
  • Trending
  • Public Safety
  • Lawrence County
  • Obituaries
  • Politics
  • Education
  • Feel Good
  • All News
  • About Us
    • Meet Our Team
    • FAQ
    • Contact Us
    • Advertise on SCDN
  • Legal
    • Privacy Policy
    • Terms of Service

© 2025 Scioto County Daily News. All Rights Reserved.

Welcome Back!

Login to your account below

Forgotten Password? Sign Up

Create New Account!

Fill the forms below to register

All fields are required. Log In

Retrieve your password

Please enter your username or email address to reset your password.

Log In
No Result
View All Result
  • Login
  • Sign Up
  • Home
  • Trending
  • Public Safety
  • Lawrence County
  • Obituaries
  • Politics
  • Education
  • Feel Good
  • All News
  • About Us
    • Meet Our Team
    • FAQ
    • Contact Us
    • Advertise on SCDN
  • Legal
    • Privacy Policy
    • Terms of Service

© 2025 Scioto County Daily News. All Rights Reserved.